This isn’t about math. It’s about your life. The life you want to live. That starts now—not when you’re 30. In this quick course, you’ll watch three short videos, then answer some real questions that help you figure out what you want—and how to get there.
Let’s Talk Real Life
The person in this video wants to retire early—but they have no plan. They say they want to travel, live good, and have money coming in—but don’t know how much they’ll need or how to get there. Sound familiar?
Take a second to think about your own future. Answer the questions below honestly.
Questions:
- Who did you relate to more in this video—and why?
- If you could retire early and never work again, what would you want your life to look like?
- Do you think the decisions you’re making right now are helping or hurting your future?
- What’s one thing you know people your age waste money on that keeps them broke?
- What does “financial freedom” mean to you personally?
Start Now or Pay Later
This video breaks down how much money you lose every year you wait to start investing or saving. Time is your greatest weapon—but only if you use it. If you wait, you lose big.
Now it’s time to really think about what this means for you.
Questions:
1.What surprised you the most in this video?
2.If someone gave you $20 every week just to invest in your future, what would you do with it?
3.What are two things you spend money on right now that you could cut back to save or invest?
4.What’s one smart money move you could start doing this month?
5.By the time you’re 30, what do you want to have or be able to do financially?
Teach What You Learn, Build What You Believe
A father teaches his daughter how to build wealth with love, confidence, and knowledge.
You’ve seen what happens when you don’t plan. You’ve seen how starting early changes everything. Now, watch how powerful it is to learn early—and pass that knowledge on.
This video isn’t just about money. It’s about legacy. About love. About identity. One day, you could be the one teaching your kids or your community.
Questions:
- What part of this video stood out to you the most?
- Do you wish someone taught you about money this way? Why or why not?
- How would your life change if you lived by the things the little girl said?
- What’s one lesson from this course you’d want to teach your future child, sibling, or friend?
- What kind of legacy do you want to leave behind?
1
The moment the father sat patiently with his daughter, not just giving answers but asking her questions that stood out. It showed that teaching is about empowerment, not control.
2.
Yes, because learning about money early in a safe, loving environment could have built both confidence and clarity. So many of us inherit stress or confusion about finances this approach breaks that cycle.
3
I’d probably approach decisions with more confidence and long-term thinking. If I internalized her mindset, I might save more intentionally, invest earlier, and feel more at peace with money.
4.
That money is a tool, not a goal. Use it to build freedom, not just wealth. I’d want them to understand budgeting and investing early because small steps now lead to big wins later.
5. What kind of legacy do you want to leave behind?
A legacy of wisdom and self worth. I want those I leave behind to feel equipped mentally, emotionally, and financially to chase their dreams and lift others up
Sure! Here are answers to the questions based on a video about saving money, with three sentences each:
1. What part of this video stood out to you the most?
The part that stood out the most was when the little girl explained how saving a little bit now can grow into something big later. It was simple, but powerful, and made saving money feel less scary. Hearing it from a kid made it feel real and easy to understand.
2. Do you wish someone taught you about money this way? Why or why not?
Yes, I do wish someone taught me about money this way. It was clear, fun, and easy to remember. Learning about saving early could help me avoid mistakes and feel more confident about money in the future.
3. How would your life change if you lived by the things the little girl said?
If I lived by what the girl said, I would be more careful with how I spend and save my money. I’d think more about the future instead of just what I want right now. That would help me feel more prepared and less stressed later on.
4. What’s one lesson from this course you’d want to teach your future child, sibling, or friend?
I would teach them that saving money doesn’t have to be hard if you start small and stay consistent. Even just a few dollars a week can make a big difference over time. I’d want them to know that smart habits now can lead to a better future.
5. What kind of legacy do you want to leave behind?
I want to leave behind a legacy of being smart, kind, and prepared. I want people to say I was someone who made good choices and helped others do the same. Teaching others about saving and making wise decisions would be a part of that.
What part of this video stood out to you the most?
The part that stood out the most was the way the father used everyday moments to teach his daughter about money. It wasn’t just numbers or savings accounts—it was about self-worth, confidence, and making smart choices. That blend of love and knowledge was powerful.
2. Do you wish someone taught you about money this way? Why or why not?
Yes, absolutely. Learning about money in a loving and intentional way early on could have helped avoid confusion or fear around finances. Having someone guide you with both care and clarity makes a big difference.
3. How would your life change if you lived by the things the little girl said?
If I lived by what she said—saving first, believing in myself, and planning ahead—my confidence and peace of mind would grow. I’d probably make smarter decisions, avoid stress, and have more freedom to help others too.
4. What’s one lesson from this course you’d want to teach your future child, sibling, or friend?
I’d teach them that money is a tool, not the goal. Learning how to use it wisely gives you power to create options and security—not just for yourself, but for the people you love.
5. What kind of legacy do you want to leave behind?
I want to leave a legacy of wisdom, strength, and self-belief. A mindset that says, “You don’t have to come from wealth to build it. You just need to start, learn, and pass it on.”
1. The part that stood out the most was the way the father used everyday moments to teach his daughter about money.
2. yes because if i learn it early it would help me later on in life.
3. i would be more wise about what i spend my money on so i can have enough for what i want in the future
4. i would teach them to spend little as possible and to save most of what they have like if i have 5 dollars to spend only 2
5. I aim to be remembered for the positive impact I made, not for material wealth.
I want to leave behind a legacy on strength
Teach my child about being a good person
1. if I wait 10 years to start investing hundred dollars i’ll only end up with 141,000
2. save it
3. Cut back on impulse buying and cut back on online food ordering
4.by stop ordering food
5. House . Car , Insurance
What part of this video stood out to you the most? In this video what stood out to me the most is that her father teaches her how to build a strong foundation and mindset as a child to become successful as she grows up to be an adult.
Do you wish someone taught you about money this way? Why or why not? Yes, i wish someone taught me about money this way so whenever i was to get money or check i’d be able to know how to spend/save it the right way.
How would your life change if you lived by the things the little girl said? I feel like if i lived by the way the little girl is saying i’d be more confident and comfortable with the way i use my money and that i would have a stronger mindset on the way i handle things.
What’s one lesson from this course you’d want to teach your future child, sibling, or friend? One lesson from this course i would want to teach my future child, sibling, or friend is how to build that mindset use money wisely for yourself and for the ones around you.
What kind of legacy do you want to leave behind? The type of legacy i want to leave for my family/ future kids is to have strong values, love, and a rich life experience.
What part of this video stood out to you the most?
The little girl being so knowledge about finance.
Do you wish someone taught you about money this way? Why or why not?
I do because I feel like I would be much smarter with my money if I knew these things.
How would your life change if you lived by the things the little girl said?
I would definitely have more of the money I make as opposed to spending it all.
What’s one lesson from this course you’d want to teach your future child, sibling, or friend?
I’d want to teach them about assets and business and how understanding these topics could get you more money.
What kind of legacy do you want to leave behind?
I want to leave a legacy behind that shows people I was responsible and intentional with the decisions I make.
#4 i’ll say the finer things n drugs
1
The speaker relates to wanting early retirement without a clear plan, reflecting a common desire for freedom without direction. If they could retire early, they’d focus on meaningful experiences like travel, passion projects, and peace of mind. While some current choices support their future, others—like inconsistent planning—could be improved. They believe many people stay broke due to lifestyle inflation, constantly upgrading their spending with income. To them, financial freedom means having control over their time and choices, free from financial stress.
2
The video highlights how much money you lose by delaying saving or investing—time really is your biggest asset. The most surprising takeaway was how quickly early investing adds up. With just $20 a week, putting it into an index fund could make a big difference. Cutting back on eating out and subscriptions could free up money to invest. A smart move to start this month would be setting up automatic savings. By age 30, the goal is to be debt-free, have an emergency fund, and be steadily investing toward financial freedom.
3
The video shows how teaching kids about money with love and confidence builds more than wealth—it builds legacy. Many people wish they’d learned these lessons earlier. Living by those values could lead to a more secure, empowered life. The most important lesson to pass on is to start early and make smart money moves. In the end, the goal is to leave behind a legacy of knowledge, confidence, and financial freedom.
1.What surprised you the most in this video?
What surprised me the most was how waiting just a few years to invest can reduce the amount of money you have in the future
2.If someone gave you $20 every week just to invest in your future, what would you do with it?
I would put the money in a Roth IRA every week so that overtime I would learn how to save and invest and the investment will make more money
3.What are two things you spend money on right now that you could cut back to save or invest?
I spend money on food and random stuff and I could cut back on that by really thinking if I need the stuff at that moment and invest that money or save it
4.What’s one smart money move you could start doing this month?
Creating a budget where I keep money for important things, things that I want, and money to save
5.By the time you’re 30, what do you want to have or be able to do financially?
I want to be able to live freely without any debt and I would like to start a business that could generate more money
1 I relate to the left person
2. If I could retire early, I’d want a peaceful life—traveling, helping others, staying close to family, and living with no stress about money. I’d spend time doing things I love and giving back to the community.
3. Some of the decisions I’m making now are helping my future, like focusing on school and avoiding drama, but I know I can do better in areas like time management and saving money.
4. A lot of people my age waste money on fast food, clothes, or things just to impress others. It adds up fast and keeps us from saving for bigger goals.
5. To me, financial freedom means having control over your life. It’s being able to pay your bills, support your family, and enjoy life without stress or depending on others. It’s peace of mind.
4. One thing people waste their money on now is expensive clothes. People my age spend thousands of dollars on things like hoodies and shoes.
1. What part of this video stood out to you the most?
The part that stood out the most was when the little girl explained how saving a little bit now can grow into something big later. It was simple, but powerful, and made saving money feel less scary. Hearing it from a kid made it feel real and easy to understand.
2. Do you wish someone taught you about money this way? Why or why not?
Yes, I do wish someone taught me about money this way. It was clear, fun, and easy to remember. Learning about saving early could help me avoid mistakes and feel more confident about money in the future.
3. How would your life change if you lived by the things the little girl said?
If I lived by what the girl said, I would be more careful with how I spend and save my money. I’d think more about the future instead of just what I want right now. That would help me feel more prepared and less stressed later on.
4. What’s one lesson from this course you’d want to teach your future child, sibling, or friend?
I would teach them that saving money doesn’t have to be hard if you start small and stay consistent. Even just a few dollars a week can make a big difference over time. I’d want them to know that smart habits now can lead to a better future.
5. What kind of legacy do you want to leave behind?
I want to leave behind a legacy of being smart, kind, and prepared. I want people to say I was someone who made good choices and helped others do the same. Teaching others about saving and making
1.What surprised you the most in this video? How much of a difference investing earlier could be.
2.If someone gave you $20 every week just to invest in your future, what would you do with it? I would split it in half 10 to save and 10 to spend because after a while that 10 dollars is going to become 1000.
3.What are two things you spend money on right now that you could cut back to save or invest? Fast food, shoes. Without these 2 things I could invest a lot into my future.
4.What’s one smart money move you could start doing this month? Saving half of what i spend so instead of spending all my allowance save half of it and keep doing that for the next couple of years.
5.By the time you’re 30, what do you want to have or be able to do financially? I want to buy what I want without having to worry about how it might hurt me financially. So basically I want to be comfortable with money.
The video taught me how much less time I can spend at my age, grinding for money when I can just follow a routine and follow an easier path to success instead of waiting.
1. The part that stood out the most was the way the father used everyday moments to teach his daughter about money.
2. yes because if i learn it early it would help me later on in life.
3. i would be more wise about what i spend my money on so i can have enough for what i want in the future
4. i would teach them to spend little as possible and to save most of what they have like if i have 5 dollars to spend only 2
5. I aim to be remembered for the positive impact I made, not for material wealth.
1. if I wait 10 years to start investing hundred dollars i’ll only end up with 141,000
2. save it
3. Cut back on impulse buying
4.uber eating food
5. House Insurance
1. What surprised you the most in this video?
What surprised me most was how just delaying investing by a few years can seriously cut down how much money you’ll have in the future. I didn’t realize how big of a difference starting early could make.
2. If someone gave you $20 every week just to invest in your future, what would you do with it?
I’d invest it in a Roth IRA each week. That way, I’d not only grow my money over time, but I’d also get used to the habit of saving and investing early.
3. What are two things you spend money on right now that you could cut back to save or invest?
I spend a lot on food and random things I don’t really need. I could cut back by asking myself if it’s really worth it before spending and use that money to save or invest instead.
4. What’s one smart money move you could start doing this month?
I could start tracking my spending with a budget. I’d set aside money for needs, wants, and savings so I’m more in control of where my money goes.
5. By the time you’re 30, what do you want to have or be able to do financially?
By 30, I want to be debt-free, financially stable, and able to start or run a business that brings in steady income.
1. if I wait 10 years to start investing hundred dollars i’ll only end up with 141,000
2.If someone gave you $20 every week just to invest in your future, what would you do with it? I would split it in half 10 to save and 10 to spend because after a while that 10 dollars is going to become 1000.
3. i would be more wise about what i spend my money on so i can have enough for what i want in the future
4.What’s one smart money move you could start doing this month?
Creating a budget where I keep money for important things, things that I want, and money to save
5.By the time you’re 30, what do you want to have or be able to do financially?
I want to be able to live freely without any debt and I would like to start a business that could generate more mo
1. The part that stood out the most was the way the father used everyday moments to teach his daughter about money.
2. yes because if i learn it early it would help me later on in life.
3. i would be more wise about what i spend my money on so i can have enough for what i want in the future
4. i would teach them to spend little as possible and to save most of what they have like if i have 5 dollars to spend only 2
5. I aim to be remembered for the positive impact I made, not for material wealth.
1. What stood out to me most is the fact that the daughter knows all the essentials to become a millionaire at however old she is.
2. No I don’t, because i feel like i would take in all the information and still wouldn’t use it.
3. My life would change a lot because I would be able to make a lot of money at a young age.
4. Make smart choices even when you don’t feel like doing it.
5. I want to leave a legacy where people see me as a trustworthy and caring black man that people can trust.
1. What part of this video stood out to you the most?
The part that stood out the most was when the little girl confidently explained the importance of saving before spending. It was powerful to hear such a big idea coming from someone so young—it really showed how understanding money can start early and make a huge impact.
2. Do you wish someone taught you about money this way? Why or why not?
Yes, I definitely wish someone taught me about money this way. It was simple, clear, and actually fun to watch. Learning about money usually feels complicated or boring, but the way it was broken down here made it feel possible and important—especially for young people like me.
3. How would your life change if you lived by the things the little girl said?
If I lived by what she said, I think I’d feel more in control of my money and less stressed about the future. I’d probably save more, spend less on things I don’t need, and have goals for where my money is going. That would help me build better habits now instead of waiting until I’m older.
4. What’s one lesson from this course you’d want to teach your future child, sibling, or friend?
I’d want to teach them that money is a tool, not just something to chase. If you learn how to use it wisely—like budgeting, saving, and giving—it can help you live a life with more choices and less worry.
5. What kind of legacy do you want to leave behind?
I want to leave behind a legacy of wisdom and generosity. I want people to say I was someone who handled money wisely but also helped others, gave back, and showed that it’s not about being rich—it’s about being responsible, kind, and making a difference.
1. Who did you relate to more in this video—and why?
Since I didn’t see the video, I’ll respond hypothetically:
I related more to the person who emphasized living below their means and planning ahead. I value financial stability and long-term security, so their mindset about budgeting and intentional spending felt more in line with my own goals.
⸻
2. If you could retire early and never work again, what would you want your life to look like?
If I could retire early, I’d want a peaceful life filled with purpose. I’d travel occasionally, volunteer in causes I care about, stay active through hobbies like writing and learning, and spend meaningful time with family and friends. Financially, I’d want to live comfortably, not extravagantly—just enough to feel secure and free.
⸻
3. Do you think the decisions you’re making right now are helping or hurting your future?
I believe most of my decisions are helping my future. I’m focused on learning, building good habits, and thinking long-term. But I’m also aware I have room to grow—like being more disciplined with saving and avoiding impulse spending.
⸻
4. What’s one thing you know people your age waste money on that keeps them broke?
One big thing is spending on brand-name clothes, the latest tech, or constant eating out just to keep up appearances. It adds up fast, and often it’s more about impressing others than true happiness or value.
⸻
5. What does “financial freedom” mean to you personally?
To me, financial freedom means having control over my life—not being tied to a job I don’t enjoy just to survive. It’s about being able to cover my needs, pursue my goals, and handle emergencies without stress. It’s not about being rich—it’s about having options.
What part of this video stood out to you the most?
The little girl being so knowledge about finance.
Do you wish someone taught you about money this way? Why or why not?
I do because I feel like I would be much smarter with my money if I knew these things.
How would your life change if you lived by the things the little girl said?
I would definitely have more of the money I make as opposed to spending it all.
What’s one lesson from this course you’d want to teach your future child, sibling, or friend?
I’d want to teach them about assets and business and how understanding these topics could get you more money.
What kind of legacy do you want to leave behind?
I want to leave a legacy behind that shows people I was responsible and intentional with the decisions I make.
1 something that surprised me is how young she is to be learning about things that most people my age wouldn’t know
2. If someone gave a 20 dollars every week to invest in my future I would save have and spend have so that way my pockets can be balanced
3. Food
4. Putting more money into my savings account monthly
5. By the time I’m 30 I want to have a house, wife, my dream job , and to have made my momma proud