Chase Sapphire Reserve vs Amex Platinum 2025
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The Venture X provides new cardholders with 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening. Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening. Earn 75,000 bonus miles after spending $4,000 in the first three months from account opening. Should you apply for the well-established, fan-favorite Venture Rewards or opt for the premium Venture X? We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear.
Additional benefits
Deciding which travel card is worth it for you may come down to your spending habits. The card offers simple earning balance transfer credit cards for bad credit and redemption options along with flexible transfer opportunities. The Capital One Venture Rewards Credit Card is a long-time favorite for consumers who value easy-to-manage travel rewards. See the respective Guide to Benefits for details, as terms and exclusions appl
The Chase Sapphire Reserve card is known for its comprehensive travel benefits, including primary rental car insurance and limited medical and dental coverage. These benefits only apply to the card’s primary cardholder and not to additional Platinum cardholders. The Amex Platinum card includes up to $200 Uber Cash, split into increments of $15 each month (except December, when you balance transfer credit cards for bad credit receive $35 in credit). However, a drawback is that Priority Pass can limit access for guests, even for cardholders, at peak times. With the wide variety of airline transfer partners, Membership Rewards points edge out Ultimate Rewards points for premium flight award redemption
Redeeming Points on Each Card
The Sapphire Reserve provides access to Priority Pass lounges and Chase Sapphire Lounge by The Club locations, and lets you bring in up to two guests for no additional fee or minimum spending requirement. Both cards provide similar travel perks, including hotel statement credits and membership credits for travel programs like Global Entry and TSA PreCheck. After you spend $5,000 on purchases in the first 3 months from account opening. Once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel After you spend $6,000 on purchases in the first 3 months from account opening With a bonus of 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account openin
No matter which card you choose, you’ll have access to the following benefits. Plus, you’ll earn elevated rewards when you book travel through Capital One Travel.
What do you get with BOTH the Venture and Venture X?
Regardless of which card you choose, you’ll get solid travel benefits and earn valuable transferable rewards. The Venture X is ideal for travelers who can take advantage of its airport lounge access and annual travel credit, while the Venture Rewards is best for those who want strong earning potential with a lower annual fee. Both the Venture Rewards and the Venture X are excellent travel rewards cards that earn bonus miles on Capital One Travel purchases and at least 2 miles per dollar spent on all other purchases. For instance, TPG senior points and miles writer Ben Smithson gets solid value from his miles by transferring them to Air Canada Aeroplan and Flying Blu
The Venture Card does not offer unlimited complimentary lounge access like the Venture X does. Like many premier travel credit cards, Capital One recommends having a credit score in the excellent range to qualify for the Venture X. Plus, the card comes with a Priority Pass Select membership, which offers airport lounge access to more than 1,300 lounges around the world, this time for the cardholder and an unlimited number of guest
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Starting Feb. 1, you’ll need to spend $75,000 in a calendar year to maintain complimentary guest access; otherwise, adults will incur a cost of $45 each and children aged 17 and under will be charged $25; children under 2 will remain complimentar
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